Some articles by Dominic

Being In It For The Long Haul…

Dominic, October 3rd, 2017

As Expert Wealth Management celebrate our 13th year of business this week, we thought it would be a great time to talk about the importance of a measured approach to portfolio management. For investors who adopt a systematic buy-hold-rebalance approach to investing, it can be tempting to question why the portfolio seems […]

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All that glistens…

Dominic, August 4th, 2017

Gold has always held a certain appeal for humans. Its lustre, due to a lack of oxidation, makes it pleasing to look at and to handle. Yet, it is simply a lump of metal that generates no income and will only be worth what someone else wants to pay for it at […]

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How Much Money Can You Gift without Tax?

Dominic, July 1st, 2017

We answer the question of how much money can you gift without tax and offer our top-level advice for inheritance tax planning. See also: Our Comprehensive Guide to Inheritance Tax Planning Trust Planning & Gifting: An Overview What Is a Trustee? The Roles and Duties Explained Ever-rising property prices are leaving more […]

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How deep is your risk?

Dominic, June 6th, 2017

All investors know that they need to take risks in order to achieve returns higher than cash. If you asked ten investors if equities were more risky than cash, most would agree; but that depends on how one understands risk. The investment industry has done a poor job of explaining risk as […]

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These foolish things…

Dominic, April 26th, 2017

As investors, we have to contend not only with the erratic and unpredictable nature of markets but also the erratic and irrational way in which we think and behave. ‘‘If I have learned anything in my 52 years in this marvellous field, it is that, for a given individual or institution, the […]

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Pension Investments: The Rules and Regulations Explained

Dominic, February 3rd, 2017

The security of a state pension can tempt many people into putting off personal pension investments. But the sooner you start saving, the better off you will be when the time comes to retire. This will enable you to enjoy your retirement with friends and family and save for essential outgoings like […]

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What is Annuity? And How does it Work?

Dominic, January 4th, 2017

What is annuity: getting the most from your life savings What is annuity? We all know we should save a pension when we can work so that we can afford to live comfortably when we don’t. It’s generally understood that we each have a pot, amassed over the course of our working […]

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Supporting Base 33 This Christmas

Dominic, December 16th, 2016

Base 33 works with vulnerable and disadvantaged young people in Witney and West Oxfordshire. They support young people with a wide range of issues for as long as they need help focussing on drug use, homelessness and unemployment with mentoring, training and emotional support.

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A Comprehensive Guide to Funding for Care Homes

Dominic, November 22nd, 2016

Funding for care homes can be a sensitive issue. While many people dream of a wonderful retirement on the high-seas as the cruise liner sails into the setting sun, spending their time sunbathing on a Mediterranean beach, or playing as many rounds of golf as they can cram into the day, the […]

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The US election: the one thing we can be sure about is uncertainty

Dominic, November 7th, 2016

The referendum on Scottish independence, Grexit, China’s slowdown and most recently Brexit, have come and gone, in market terms, with most investors sitting on healthy increases in their portfolios since 2014, despite uncertainty at the time. However, it is not a bad thing to revisit the robust rationale for the structure of our client portfolios, particularly at such a time.

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Patience is a virtue, so is being an investment tortoise

Dominic, November 1st, 2016

Aesop’s fable about the tortoise beating the hare provides a good analogy for investing. The trouble with investing is market noise.  Investors generally know that with time they are likely to pick up a premium for owning equities relative to holding cash or bonds.  Most investors know that time helps to turn […]

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So it is ‘leave’…

Dominic, June 26th, 2016

The UK woke on Friday the 24th June to a vote to leave the EU, the Prime Minister is set to leave office in October and the markets are suffering a bout of jitters.  We all knew that these were possibilities.  To some this is a good day, to others it is not. […]

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The outcome of the referendum & your portfolio

Dominic, June 9th, 2016

The market risks may seem material, but they are mitigated by the ownership of robustly structured, well-diversified portfolios. The key is to stay calm in the face of market uncertainty.

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Financial Planning Week: Plan Your Finances For The Future You Want

Dominic, May 26th, 2016

Raising awareness for the benefits of financial planning Expert Wealth Management are proud to have registered their interest in Financial Planning Week 2016. Each year, the Chartered Institute for Securities and Investment (CISI) runs Financial Planning Week, a campaign designed to unify the financial planning profession and highlight the positive impact financial […]

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Budget Your Finances Effectively with Expert Wealth Management

Dominic, April 20th, 2016

Managing your finances can sometimes feel overwhelming, especially when there is so much advice out there. It’s easy for the end result of budgeting to feel so far in the distance it hardly seems worth trying. We all need help with our finances. Sometimes and often it takes an expert to find […]

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Estate Planning: What You Need To Know

Dominic, January 28th, 2016

Did you know your estate includes almost everything you own? This includes your car, your house, and even your savings and personal possessions. Chances are this will be a lot for you to consider, making the importance of good estate planning is critical. If you haven’t thought about estate planning before, you’re […]

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An Introduction to Peer-To-Peer Business Lending

Dominic, November 24th, 2015

Understanding peer-to-peer business lending For a relatively new industry, peer-to-peer business lending has certainly taken off. There are currently seven major players in the UK market with others emerging all the time, and while they operate in a similar fashion, each has its own lending criteria. For those who are risk averse, […]

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What Are The Best Ways To Invest Sensibly?

Dominic, October 16th, 2015

A strong investment is an excellent way of improving your financial situation. Investment risks take the forms of changing circumstances, fluctuating market conditions and adjustable tax rates. The value of currency, global affairs, property and just about everything else affects how portfolios perform. So what are the best ways to invest sensibly? […]

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How Can Life Insurance Make You Happier?

Dominic, August 17th, 2015

This is always important, especially when it comes to making sure your family will be secure in the future. It might not be a pleasant thing to think about initially, but getting life insurance can take a big weight off your shoulders. When you take out a life insurance policy, you’ll pay for […]

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The Importance of On-Going Review in Life Planning

Dominic, July 9th, 2015

An Overview Of Life Planning If there’s one certainty in life, it’s that there is no certainty in life. While it’s easy to understand this from the perspective of market and interest rate fluctuations, the same also applies to life planning. Not only do dreams change, but unforeseen circumstances can alter the […]

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You have a rare skill in getting across complex issues and ideas in an unpatronising manner, making things clear and understandable to the lay person. Something I have always longed for. L.W. (Bath)
T: 01993 772467      F: 01993 775067      E: advice@expertwealth.co.uk

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