Some articles by Dominic

What really is risk?

Dominic, September 21st, 2020

One of the hardest concepts in investing is trying to understand what ‘risk’ really is and deciding how to deal with it. If you asked a fund manager to explain it to you, they would probably provide a lesson on credit, liquidity, and concentration risk (amongst many others) and the volatility of […]

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Not all US stocks have gone up in 2020

Dominic, September 8th, 2020

“If the history of bubbles teaches us anything, it’s to be humble…Fama doesn’t think we can predict bubbles. Shiller thinks we can but doesn’t think we can ever know when they’ll collapse. What we need, but I know we’ll never get, is more of this type of thinking. I’m holding out for […]

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Good things come to those who wait

Dominic, August 10th, 2020

‘Patience is bitter, but its fruit is sweet’ Good things come to those who wait. This was the strapline once used by Guinness to refer to the 119.5 seconds it takes to pour a ‘perfect’ pint of their iconic stout. In investing, the time periods we are concerned about are measured in […]

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Warren Buffett: the exception who proves the rule

Dominic, July 14th, 2020

If you were asked who you thought was the world’s best investor, you might well say Warren Buffett, the Chairman and CEO of Berkshire Hathaway. That would not be an unreasonable answer, given he is worth US$ 71.5 billion today , give or take a few million for daily market movements! He is also often held up by those in support of ‘market beating’ strategies as a shining example of their creed. Over 40,000 avid followers attended the 2018 annual shareholders’ meeting, referred to by some as ‘Woodstock for capitalists’ and his style of investing is known as ‘Buffettology’, on which numerous books and articles have been penned.

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Virtual Afternoon Tea Replay – With Abraham Okusanya

Dominic, June 15th, 2020

We were delighted to welcome Abraham to our virtual stage to talk all things investment. Well known to the EWM Family, Abraham is the CEO of the irreverent research consultancy FinalytiQ and founder of Timeline the software that we use to help us understand and best advise our clients when to comes to drawing an income from their portfolio in retirement.

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Virtual Afternoon Tea Replay – With Neil Bage

Dominic, June 12th, 2020

So to see what links armed robbery, lemon juice, photographs of Norway, Charles II and our ability to make decisions in a world increasingly full of information, be sure to catch up with this fascinating discussion below.

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Taking Steps In The Right Direction

Dominic, June 8th, 2020

Climate change, the habitat destruction of palm oil farming, ocean plastic, zero contract hours, child labour and income inequality are amongst the many challenges that we face in the world. Our attention has increasingly been drawn to the issue of ‘sustainability’ by campaigners such as Sir David Attenborough and Greta Thunberg. Most of us – in our heart of hearts – know that the human race is doing a pretty poor job at present of balancing the claims of the present on the world and its resources against the claims of future generations.

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Supporting Witney Foodbank During COVID-19

Dominic, May 5th, 2020

During these challenging times, many people in the Witney area are struggling to supply enough food for themselves and their families. This can be due to interruptions to regular income caused by the lock-down, delayed benefit payments or simply as a result of panic buying in our supermarkets.

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‘Vox populi’ and the wisdom of crowds

Dominic, April 16th, 2020

Many of those reading this short note will have, at some time, travelled down to Devon for a lovely summer break amongst the rolling fields, moors and beautiful beaches of this somewhat remote county. Only a few will have ventured into Plymouth, the famous naval seaport and home to Sir Francis Drake (that famous Elizabethan pirate who so vexed our Spanish friends by stealing their gold) and the site of the departure of the Mayflower with the pilgrims on board heading to America 400 years ago this year. Even fewer will know that it was the place of an amazing insight into the powerful nature of crowds, which provides us with a wonderful word picture of how markets operate.

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High quality bonds in the spotlight

Dominic, April 3rd, 2020

There is an old adage in the investment world that ‘diversification is always having to say you are sorry’, as there is usually one (or more) parts of the portfolio that is a bit disappointing. Every asset class has its day in the spotlight, for good or for bad, at some point.

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Important Information For Our Clients (During Coronavirus)

Dominic, March 20th, 2020

We're very aware of the difficulties being faced by the world right now and the extra uncertainty that this creates for us all as individuals. You'll be aware that at Expert we consider everyone part of the family and so the safety, health & welfare of our team, clients and their families is of paramount importance to us.

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Using Zoom For Client Meetings

Dominic, March 19th, 2020

In light of current events, Expert Wealth do not wish to cause further spread of the Coronavirus or risk infecting staff, clients or their families by continuing to meet face to face at this time. We will contact clients who have meetings already booked to offer a Zoom meeting or telephone call instead. Here's a handy guide to using Zoom.

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Coronavirus – keep things in perspective

Dominic, March 10th, 2020

In the modern era, we have far greater access to world news at just the click of a button, or from flash news alerts on our phones. This is not always a good thing as newspapers and websites publish news stories that will attract readers. It can be all too easy to […]

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Our 2019 Annual Investment Report

Dominic, February 19th, 2020

We couldn’t agree more with Paul Samuelson that an investment portfolio should aim for steady growth rather than taking risks for the chance of making gains, however exciting or tempting that may be. 2019 saw a continued trend for the UK retail market to adopt the same approach, with net outflows from active funds of £3.1bn and net inflows to passive funds of £21.5bn for the year to date at the end of October.

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Taking small steps towards a more sustainable world

Dominic, February 4th, 2020

It does feel as if the world is at an inflection point: step up to the challenges of global warming and other non-sustainable pressures on the Earth’s resources today or let our children and grandchildren reap the havoc of the melting ice caps; sea water level rises; deforestation and a decline in biodiversity; desertification and the potential social and migratory upheaval that will accompany it.

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Waking up to a large Conservative majority

Dominic, December 13th, 2019

‘One cannot judge a performance in any given field (war, politics, medicine, investments) by the results, but by the costs of the alternative (i.e. if history played out in a different way).’ Nassim Nicholas Taleb – Fooled by Randomness For some, waking up to the large Tory majority this morning will be […]

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Quarterly Investment Report – June 2019

Dominic, August 6th, 2019

Welcome to our quarterly returns bulletin for the end of June. First of all, we feel we should apologise for being a little tardy with this one. Our excuse is that we have all been away on our holidays and when not doing that, busy serving our lovely clients! This month, we’re going to turn our attention to the benefits of doing nothing.

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The Pain & Pleasure of Diversification

Dominic, June 12th, 2019

It is human nature to look at an investment that has done particularly well and wish you had been invested in it. We all risk being dragged into ‘if only’ mind games: ‘If only I had put a £10,000 into Amazon in 2003, I’d be retired by now’.  ‘If only I had bought Bitcoin at £1…’. These thoughts are dangerous to investors, as this fear of missing out (FOMO) can tempt them into taking speculative risks, often based on a rear-view mirror perspective. Concentrated risks have concentrated outcomes, both good and bad.

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From early July we’ll be recording all incoming calls

Dominic, June 4th, 2019

At Expert Wealth, we're always looking for ways to improve the standard of service we offer. We would like to inform you we will begin recording all incoming calls to Expert Wealth from the end of June 2019. This will allow us to monitor the quality of service we're offering on the phone, and give you all the same security you would have when you're meeting us face to face in the office.

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Quarterly investment report April 2019

Dominic, April 20th, 2019

If you’ve read even a few of these bulletins over the last few years, you’ll have heard this before: We don’t do market forecasts and we don’t make asset allocation decisions based on current events or economic news. We are relentlessly focussed on helping our clients capture the long term returns of […]

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