Our journey together

Expert Wealth

STEP 1: Exploration

The purpose of exploration is to help you decide whether we are the right adviser for you.

  • To ensure you get the very best possible outcome from our work, we are interested in you, your lifestyle, your objectives and what’s important to you
  • We will ask you to describe what you would like to achieve as a result of our work together
  • During Exploration we promise to listen to you and not talk about financial products
  • If we believe we can help you and we are a good fit for each other we will explain our services and charges
  • If you decide to engage us, we will ask you to sign our Client Agreement before we commence work
Expert Wealth

STEP 2: Discovery

Once we have your initial instruction we will arrange your first Discovery meeting

  • In preparation for this we ask you to provide the initial information required to understand your circumstances and objectives
  • We will ask you for information about any current investments and other financial products you have in place
  • We will establish your attitude to risk so that your investment strategy allows you to sleep soundly at night
  • During Discovery we will explore your aspirations more deeply and help you to identify and prioritise your financial objectives
  • We will then carry out an in depth analysis of your current financial situation, build your personal cashflow forecast and shape the draft financial plan in preparation for the Planning phase
Expert Wealth

STEP 3: Planning

During Planning we will review your personal vision, then explore and help you overcome obstacles that may prevent you achieving your objectives

  • We will present your personal cashflow forecast so that you have a clear picture of where you are now financially in relation to where you want to be
  • This is a collaborative phase where we will talk you through the draft plan and show you what actions are required to achieve your objectives
  • We will identify and discuss your options and, with your input, consider different possibilities
  • We will explain our recommendations and reasoning, answer your questions and help you decide what to do
  • Planning may involve more than one meeting so that you can consider the different options and decide on the best way forward
  • Once you have decided what you wish to do and are completely happy, we will proceed to Implementation
Expert Wealth

STEP 4: Implementation

Implementation is where we put your plan into action

  • If paperwork is required we will complete as much of this as possible in advance to save you time. Often, all you need do is sign the forms, although if your medical history is involved, we will leave those questions to you
  • We also do all the administration, track the progress of applications regularly; and keep you informed throughout
  • We will confirm our advice and recommendations in writing, and produce your personal ‘financial master plan’ so that you know where you are going
Expert Wealth

STEP 5: On-going service

On-going planning meetings allow you to monitor your progress

  • We will update your plan to reflect any changes in your objectives and circumstances, legislation, taxation
    and economic conditions, so that you stay on course
  • We will also update your financial master plan
  • The frequency of these meetings will depend on your personal needs and the level of complexity of your situation. Most financial plans should be reviewed at least annually
  • The on-going relationship continues for as long as you feel you are getting value from our services
Find out more

Expert Wealth TV…

Is Stock Picking Worthwhile?

Jonathan, December 28th, 2017

Have you ever considered if the attempt to select and buy individual stocks is a worthwhile exercise? Is it better to stick with a disciplined approach to investing and look to win in the longer term? This vlog explores some thoughts on the matter (and there's a very cold dip involved!).

Read More
The Basics Of Investing | Part 1 – Asset Classes

Expert Wealth, December 15th, 2017

In this great Expert Wealth TV series we'll explore the basics of investing in simple bitesize chunks. In this first video, we'll learn about asset classes.

Read More
The Value of Advice | Part 1- Do I need an adviser?

Expert Wealth, December 18th, 2017

In the first in our series of videos on the value of financial advice, we'll ask the key question - Do I need an adviser?

Read More
I wanted to say a big thank you to Jonathan on behalf of the family, and especially from my Dad, who would have been so very pleased with the final outcome of the estate. This year should see the family able to draw a line under the estate and to continue life with the loving memories of our parents. A sincere thank you. We could not have done it without you. A.B. (Abingdon)

Expert Opinion…

Forecasting the investment weather

Dominic, August 3rd, 2018

August in the UK is a time when many exhausted, post-exam families pack up their cars and head for places like Devon and Cornwall for their summer holidays, heads full of memories of halcyon days spent camping, surfing and playing cricket on the beach. Their expectation of sunny days and warm nights is often quickly shattered as the Atlantic gales blow in and rain lashes on canvas, and sunny beaches are swapped for overcrowded cafes, with steamed-up windows!

Read More
A Defibrillator for Mickey Cranks Cycling Club

Jonathan, July 31st, 2018

It's an important part of Expert Wealth Management's vision that we make an active contribution to our local community. Around a month ago we saw an opportunity to purchase a Defibrillator unit for the Mickey Cranks Cycling Club.

Read More
Quarterly investment report July 2018

Dominic, July 12th, 2018

The aim of this report is to demonstrate how the performance of EWM investment portfolios compares to that of other investment management groups. To do this we use Asset Risk Consultants (ARC) Private Client Indices.

Read More
T: 01993 772467      F: 01993 775067      E: advice@expertwealth.co.uk

Expert Wealth Management, West Wing, The Old Dairy, High Cogges Farm, Witney, Oxfordshire, OX29 6UN


Your Protection: In the unlikely event of your ever having a complaint which we have not been able to resolve amicably, you have recourse to the Financial Ombudsman Service (FOS). This is an independent body which will investigate complaints at no cost to you.  The FOS website is www.financial-ombudsman.org.uk.